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The true power of an Ayushman Card lies not just in possessing it, but in the doors it can open. For millions of families in Bihar, Uttar Pradesh, Madhya Pradesh, and Andhra Pradesh, these doors lead to a vast network of empanelled hospitals, ensuring that the promise of cashless healthcare is not just on paper, but within reach.

A recent parliamentary answer provides a detailed look at this critical infrastructure. Let’s analyze the hospital empanelment data as of 31st January 2026, which reveals the scale and public-private partnership at the heart of PM-JAY’s delivery model.

The State-Wise Breakdown: Public & Private Hospitals

A robust mix of both public and private healthcare providers is essential for wide geographical coverage and specialized care. Here’s the detailed empanelment status across the four states:

State	Public Hospitals Empanelled	Private Hospitals Empanelled	Total Hospitals
Uttar Pradesh	2,926	3,413	6,339
Madhya Pradesh	1,113	823	1,936
Andhra Pradesh	1,416	1,053	2,469
Bihar	430	723	1,153
GRAND TOTAL	5,885	6,012	11,897

Key Insights from the Numbers:

1. Unmatched Scale in Uttar Pradesh: UP’s network is in a league of its own, with over 6,300 empanelled hospitals—more than the combined total of Bihar and Madhya Pradesh. This reflects the state’s massive population and the administrative push to create a dense care network.
2. The Public-Private Mix: The scheme successfully leverages both sectors.
   • Private Sector Dominance (Narrowly): Across the four states, private hospitals (6,012) slightly outnumber public ones (5,885). This partnership is crucial for expanding capacity and offering choice.
   • State Variations: The model adapts to local contexts. In Uttar Pradesh and Bihar, private hospitals lead in numbers, potentially filling gaps in public infrastructure. In contrast, Madhya Pradesh and Andhra Pradesh have stronger public hospital representation in their networks, highlighting the role of existing state-run facilities.
3. Accessibility is Key: The total of nearly 12,000 hospitals across these states means beneficiaries, especially in rural and semi-urban areas, have a significantly higher chance of finding an empanelled facility within a reasonable distance. This reduces the “access gap.”

Why This Network Matters for You:

• Choice and Convenience: Beneficiaries are not restricted to a handful of government hospitals. They can choose from a wide range of empanelled facilities based on proximity, specialty, or trust.
• Cashless Treatment: The entire network operates on a cashless model. Patients only need their Ayushman Card and valid ID proof; the treatment costs are settled directly between the hospital and the insurance scheme.
• Quality Assurance: Hospitals must meet specific infrastructure, staffing, and quality standards to be empanelled and remain on the panel, offering a basic assurance of service quality.

The Bigger Picture: A Functional Ecosystem

This hospital network doesn’t operate in isolation. It is supported by the scheme’s operational pillars:

• Assured Payments: With mandated claim settlement within 15 days for intra-state claims, hospitals have an incentive to participate actively and treat patients without financial hesitation.
• Fraud Control: The AI-based anti-fraud mechanisms protect this network from misuse, ensuring its long-term sustainability and that resources reach genuine patients.

Conclusion

The data answers a fundamental question: “If I have a card, where can I use it?” The answer, for crores of families in these four states, is: “At thousands of hospitals near you.”

The strategic empanelment of over 11,800 hospitals forms the beating heart of Ayushman Bharat in these regions. It transforms the card from a document of potential into a powerful tool for immediate, accessible, and dignified healthcare. As the scheme evolves, the focus will likely shift towards not just expanding this network, but also enhancing the quality of care and patient experience within it.

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For Beneficiaries: You can find your nearest empanelled hospital through the Ayushman Bharat website, the PMJAY app, or by calling the 24×7 helpline at 14555. Always carry your Ayushman Card and photo ID when seeking treatment.